This is my own take of “the Aussie way of life”.
“So, how was your weekend?”
This question used to throw me off-kilter. I thought, “Do you really want to hear that I had a lousy weekend?” [Read more…]
never stop exploring your SELF
This is my own take of “the Aussie way of life”.
“So, how was your weekend?”
This question used to throw me off-kilter. I thought, “Do you really want to hear that I had a lousy weekend?” [Read more…]
The third film is “more of the same” from the first two movie, said USA Today, noting the physical attributes of the three co-stars are featured heavily in the film franchise that is wildly popular with the coveted teen market. “This is definitely the most romantic of the films, although some of these scenes are set in flower-filled meadows that bring to mind feminine-hygiene commercials,” the newspaper said.
The New York Times said “Eclipse” was “a more robustly entertaining film than either of its predecessors” with added humour, more violence, “and, true to the film’s title, a deeper intimation of darkness.” But it said with the exception of Stewart, “what there isn’t, as usual, is much in the way of good acting.” Overall, the film has scored a 50 percent rating among reviews aggregated by website rottentomatoes.com with 53 critics saying positive things and 53 negative.
BOX OFFICE UNFAZED
But reviews may not matter for the teen market who have embraced the first two films as much as they have Meyer’s books, and the midnight screenings certainly brought out loyal followers known as “Twi-hards.” The initial “Twilight” sucked $392.5 million from box offices worldwide and its sequel, “The Twilight Saga: New Moon” raked-in $709 million worldwide. And whether they can act or not, [Read more…]
My 10 year old is going away for the first time to a 2-night camp at Milson Island, Hawkesbury, this Wednesday. His school sent home a list of recommended things to pack. I kept one eye on that list and was confident that everything was in order.
The Sunday before the big day, we went through the list, and I gulped!
“Gab, we have no insect repellant! And your thermals (long johns) are still hanging in the laundry. But we have to practice packing tonight so I have time to run to the shops for anything we missed.”
“Ayayay, mum, you are panicking!” Indeed I am. [Read more…]
Disclaimer: This article is not a financial advice. This is just me sharing to the wall! I am simply recalling what, why, and how we did it … This daunting task is, hopefully, simplified 🙂
A will is one of those things that most people put in the “too hard” basket. You either procrastinate or you forget about it altogether. But this should not be the case when you have dependents. Especially not so when you have a dependent who will be needing lifetime care (read: a special needs child). Contrary to popular belief, a will is not only for the rich and the famous. You, yes you, will need one too. Not only does a will ensure that your surviving family is looked after according to your wishes; a will also protects the time, energy and resources you spend in building your wealth.
Having said that, in my opinion, a will is not essential if one has straightforward investments. Your superannuation plan and life insurance policy will have nominated beneficiaries, after all.
But what if you have shares, investment properties, businesses and other assets? It is useful to consider how you want your dependents to receive their inheritance. Will they have access to it at age 21 or will they get it later? Will they be needing guardians? Who do you appoint as trustee, etc. The possibilities are endless; the whole exercise can be mind-boggling! [Read more…]
Disclaimer: This is by no means a financial advise. This is just me talking to the wall …
And so I came out of my visit from my doctor feeling quite relieved. The scary word that was dangled about was most assuredly ruled out. I am generally OK. But this is not about my condition. This is about the people I most care about in my life. It is about protecting them.
A couple of years ago, soon after we purchased our new home, the hubby and I decided to get serious with our insurance. In Australia, anyone who is employed gets automatic insurance within their superannuation. But the sum insured is, let’s be honest, quite paltry. A financial adviser gave us free advise – we should get cover that will pay off the mortgage and some.
1) Life Insurance and Total Permanent Disability, uncovered
The rule of thumb in determining one’s insurance is the size of one’s mortgage times two. The magic figure for us is $1M. Yes, make your spouse a millionaire! And why not? Let me explain why. The money must be enough to pay off your mortgage, and give your spouse the ability to choose to stop working for as long as required to grieve, support the children, and deal with your departure. Imagine how life changing that will be! I can’t even begin to imagine the pain and loneliness … [Read more…]